What these terms cover
These terms apply when you open, access, or close an account with fc94af, and they sit alongside any local rule that applies in India where the law allows. If a part of these terms does not fit a local rule, the local rule controls to that
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extent. We may ask you to confirm identity, payment ownership, or account access before we process a request, and we may pause action while we check a mismatch or a disputed instruction. Deposits and withdrawals through UPI, Paytm, or PhonePe are handled only through the methods
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shown in your account, and the same name should appear across the request and the payment rail. We may change these terms when our process, legal duty, or security step changes, and the updated version takes effect once it is posted.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.